COMPANY: Platinum Credit (U) Ltd

LOCATION: Nansana, Mityana, Mubende, Fortportal, Kasese, Jinja, Lira, Mbale, Gulu, Mukono, Nateete, Kawempe, Buwama, Masaka, Mbarara, Entebbe, Kajjansi, Luzira, Ntinda, Kyaliwajjala, Gayaza and Kampala City Centre.

Job details:

To evaluate and approve loans within loan limit by reviewing applicants’ financial status, credit history and property used as collateral.

Key duties/responsibilities:

• Meet with applicants to obtain information for loan applications and to answer questions about the process.
• Contact prospective customers to present information and explain available services. Explain technical product or service information to customers. Contact current or potential customers to promote products or services.
• Develop prospects from current commercial customers, referral leads, or sales or trade meetings. Identify potential customers.
• Make presentations on our products to groups and individuals to attract new clients. Deliver promotional presentations to current or prospective customers.
• Analyze applicants’ financial status, credit risk, and collateral to determine feasibility of granting loans.
• Obtain and compile copies of loan applicants’ loan application documents, credit histories, corporate financial statements, and other financial information.
• Review and update credit and loan files of the client.
• Compute loan schedules as required.
• Work with clients to identify their financial goals and to find ways of reaching those goals.
• Collect payments when they fall due and remind clients when the payments will fall due.
• Negotiate payment arrangements with customers who have delinquent loans.
• Preparing and interpreting own report

Required Qualifications and Work Experience:

• A minimum of a Diploma in a relevant field.
• Maximum age of 24 years old.
• Female candidates are strongly encouraged to apply.
• Excellent numerical and analytical skills.
• Excellent interpersonal and communication skills.